• Place phyllo cups in a cutting board and allow them to come to room temperature.
• Bake at 375F for about 5 minutes until they get golden brown.
• Allow phyllo cups to cool down before filling.

Caramelized Bananas

• Slice a large banana in 15 pieces. Set aside.
• In a small bowl add the granulated sugar.
• Roll the banana slices into the sugar making sure all sides are coated.
• In a small frying pan add one teaspoon of coconut oil and heat over medium-high heat.
• Fry the banana slices until golden brown for about 4 minutes.
• Turn down the heat to medium and flip the banana slices. They will get brown in about 1 minute.
• Remove the caramelized bananas and set aside to cool down.

Cream Cheese Filling

• In a medium bowl cream together with a hand mixer, the softened cream cheese, granulated sugar and vanilla extract until smooth.
• Transfer the cream cheese filling in a piping bag and set aside.

Assemble the Phyllo Cups

• Fill the phyllo cups with the cream cheese filling.
• Top each phyllo cup with a caramelized banana slice.
• Add some chocolate flakes on top and serve!